Score a job, not a scam
If you're looking for a job, you're not alone.
With unemployment at a rate of 9.1 percent, according to the U.S. Bureau of Labor Statistics, many job hunters are turning to online job boards to post their resume and search for jobs.
The Better Business Bureau of Minnesota and North Dakota (BBB) is warning job seekers to proceed with caution before sharing their personal qualifications and inquiring about jobs they find online.
As much as the Internet has made searching for jobs easier, it also provides an opportunity for ID thieves and scammers to take advantage of eager - and unsuspecting - job seekers.
It's becoming more and more common for scammers to deceive potential applicants with phrases like "Get rich quick - without even leaving your home!" in the hopes of illicitly acquiring their personal information. Craigslist, Monster.com, Careerbuilder.com and even Facebook are all feeding grounds for scammers.
Before posting your resume to a career site or inquiring about a job, make sure you know who you are dealing with.
"Many job scammers are having candidates set up direct deposit accounts as part of the application process and making it seem as though it's just part of the process to get an interview - when it's absolutely not."
Employer emails rife with grammatical and spelling errors.
Most online fraud is perpetrated by scammers located outside the U.S.
Their first language usually isn't English and this is often evident in their poor grasp of the language, which can include poor grammar and the misspelling of common words.
Emails purporting to be from job posting websites claiming there's a problem with a job hunter's account.
After creating a user account on sites like Monster-dot-com, Careerbuilder.com or Craigslist.com, a job hunter might receive an e-mail saying there has been a problem with their account or they need to follow a hyperlink to install new software.
Phishing e-mails like this are designed to convince readers to click a link within the message to fix the issue, but these links actually take them to a website that will install malware or viruses on their computer.
An employer asks for extensive personal information such as Social Security or bank account numbers.
Some job seekers have been surprised to learn they've gotten a job without having to do a single interview.
However, when the employer then asked for personal information in order to fill out the necessary paperwork suspicions were raised - and rightly so!
Regardless of the reason or excuse given by the employer, a job applicant should never give out his or her Social Security or bank account numbers over the phone or through email.
An employer offers the opportunity to become rich without leaving home.
While there are legitimate businesses that allow employees to work from home, there are also a lot of scammers trying to take advantage of unemployed workers, senior citizens, students and injured or handicapped people hoping to make easy money.
Job hunters should use extreme caution when considering a work-at-home offer and always research the company with their BBB first at www.bbb.org.
An employer asks for money upfront.
Aside from paying for a uniform, it is rarely advisable for an applicant to pay upfront fees or make a required purchase to get a job.
The BBB of Metropolitan Dallas recently uncovered a scam where job hunters were told they had to pay $64.50 for a background check before they could be considered for a cleaning job.
Predictably, after paying for the background check, job seekers never heard from the company again.
The salary and benefits offered seem too-good-to-be-true.
The adage holds true for job offers: if the deal sounds too good to be true, it probably is. Phony employers might brag about exceptionally high salary potential and excellent benefits for little experience in order to lure unsuspecting job hunters into their scam.
The job requires the employee to wire money through Western Union or MoneyGram.
Many phony jobs require prospective employees to cash a check sent by the company through the mail and then wire a portion of the money on to another entity.
Whatever the reason, the check might clear the employee's bank account but will eventually turn out to be bogus and the employee is out the money.