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Apply now to get SSA benefits in early 2013

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Q: I expect to start Social Security retirement in early 2013. When should I apply?

A: Apply now to start your Social Security in early 2013. You can apply for retirement benefits when you are at least 61 years and 9 months of age and want your benefits to start in the next three months.

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Retirement applications cannot be processed more than four months in advance.

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