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Five ways to stretch your dollar

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It's always a good idea to spend your money wisely, but during tough economic times this smart step is even more important.

Hold on to change

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Every night, set aside the change that has collected in your pocket or wallet. After a month, deposit those coins into your savings account.

It's an easy habit to get into and it doesn't eat too deeply into your budget.

Most important, you'll be amazed at how quickly the savings add up.

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