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Howard Kossover: Disability insurance can be claimed more than once if conditions met

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Life Detroit Lakes,Minnesota 56501
Detroit Lakes Online
Howard Kossover: Disability insurance can be claimed more than once if conditions met
Detroit Lakes Minnesota 511 Washington Avenue 56501

Q: Several years ago I applied for Social Security disability, was not approved, and returned to work for a while before recently stopping again. Can I file for disability again?


A: Yes, you can using a medical onset date, meaning the date when the disability began, after the timeframe covered by your earlier application.  More importantly, you would again need to have enough work at the right time to be insured for disability.

If the work requirement is met, the application will go on to receive a medical decision. If not met, the application does not go forward and is denied without a medical decision being made.

If you need to file for disability, do so without worrying whether you have enough work. File the claim.

Social Security will determine if you are insured. Whether concerning insured status or a medical determination, appeal rights exist if you disagree with the application decision.

Consider filing for Social Security disability online. Everything from the disability application to the medical background information and medical releases can be completed online without an appointment, at any time of day.

In addition, you can leave the application materials and return to them later with a provided reentry number. Online applications are reviewed in your local office; you are contacted if there are questions.

Whether or not using the online application, learn what you can expect to be asked at

SSA also works with the separate, income based, Supplemental Security Income (SSI) program, which does not have a work requirement.  Depending on your income, resources and living arrangements, you might also file application for SSI.

Did You Know? Medi-care was signed into law by President Lyndon B. Johnson on July 30, 1965, to provide health insurance for the elderly.

It was signed in Inde-pendence, Mo.,in the presence of former President Harry S. Truman, who opened the fight for such legislation in a message to Congress in 1945.

At the bill-signing ceremony, President Johnson enrolled President Tru-man as the first Medicare beneficiary and presented him with the first Medicare card.

Based in Grand Forks, Howard I. Kossover is the Social Security Public Affairs Specialist for North Dakota and western Minnesota. Send general interest questions to him at Read his online articles at