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Howard Kossover: Medicare provides individual, but not family coverage

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Q: My wife is age 60, retired, and has medical insurance through my work policy. My work contract ends this summer and I plan to retire then, being over age 65 with Medicare coverage. Will my Medicare cover my wife also?

A: No, for two reasons.

First, Medicare provides individual coverage only. It does not have family coverage.

Second, age based Medicare cannot begin until age 65.

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