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Howard Kossover: Rental income will not affect Social Security benefits

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Q: I have a duplex and rent out part of it. Will rental income affect my SSA retirement?

A: Only your gross wages or net income from self-employment is considered for annual earnings test purposes.

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Rental income will not affect your Social Security benefits, nor does income of your spouse, dividends, other investment earnings, interest, most pensions, annuities, and capital gains.

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