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Howard Kossover: SSA earnings test amounts changed for 2014 retirees

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Q: In 2014, how much can I earn before my Social Security retirement is reduced?

A: The annual earnings test concerns how your own employment earnings in a year affect your Social Security in that year.

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The earnings test includes only your personal gross wages or net self-employment for the full calendar year. Other income or income of a spouse is not applicable.

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