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Pam Rud stocks clean glasses at her daughter’s business, R&B Bar and Grill in Ada. Rud has worked there two and a half days each week since retiring from Fargo Public Schools in 2010. FORUM NEWS SERVICE/Michael Vosburg

Life after retirement: Retirees face financial, emotional challenges

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Sherri Richards | Forum News Service

Pam Rud isn’t living the retirement she set out to have.

When she left her job as office manager for Fargo Public Schools’ Adult Learning Center in 2010, she imagined she’d volunteer, organize photos and create a recipe book.


Instead, she’s tending bar and waiting tables two days a week at the Ada, Minn., bar and grill her older daughter bought in 2011.

“I have to say it’s been fun,” says Rud, 60.

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