Social Security: Benefits start ‘first full month’ after reaching age 62
Q: What month can retirement benefits begin?
A: If all requirements are met, you can receive Social Security reduced retirement beginning with the first full month that you are age 62.
The “first full month” is important and means that you must be at least age 62 for the complete month.
As a result, benefits are not paid for the month you reach age 62 unless your birthday is on the first or second day of the month.