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Social Security: Benefits start ‘first full month’ after reaching age 62

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Q: What month can retirement benefits begin?

A: If all requirements are met, you can receive Social Security reduced retirement beginning with the first full month that you are age 62.

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The “first full month” is important and means that you must be at least age 62 for the complete month.

As a result, benefits are not paid for the month you reach age 62 unless your birthday is on the first or second day of the month.

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