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Social Security - Early retirement can affect benefits

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Q: I will reach my full retirement age (FRA) of 66 on May 1, 2013. Is there any significance to waiting until age 66½ to start my Social Security retirement? That is when I plan to retire.

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A: You can start your Social Security retirement with any month you think best, assuming you meet all requirements.

Monthly amounts would be more than your full retirement age (FRA) amount if starting SSA retirement when older than FRA.

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