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USDA to help with repairs

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It's time to put those home repair plans into action. If your residence requires home improvements and your wondering where this money is going to come from, USDA Rural Development, a federally funded agency, may be the answer.

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• Best interest rate around (1 percent interest rate for the life of the loan).

• Maximum loan of $20,000 with up to a 20-year repayment term.

• No mortgage or closing costs are required for loans under $7,500.

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