MONEY MANAGEMENT
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New overdraft rules for ATM cards 
On July 1st new rules went into effect concerning overdrafts on your debit or ATM cards. You now get to choose in advance what happens when you make a charge on your debit or ATM card and don’t have enough money in your account to pay for it.
August 11, 2010
USDA receives $20 million more for loans
USDA Rural Development in Minnesota has received an additional $20 million in Recovery Act funds to help low and very-low income individuals and families achieve home ownership.
August 04, 2010
BBB warns against senior scams
Fraud targeting senior citizens is a growing concern. According to a June 2010 survey by Investor Protection Trust, more than 7.3 million senior citizens — roughly 20 percent of Americans aged 65 or older — have “been taken advantage of financially in terms of an inappropriate investment, unreasonably high fees for financial services, or outright fraud.”
August 04, 2010
Exports up 17 percent in first quarter
Minnesota manufactured exports climbed 17 percent in the first quarter of 2010 from the same quarter a year ago, according to figures released by the Minnesota Department of Employment and Economic Development (DEED).
State manufacturers exported $3.9 billion worth of products in the first quarter, compared with exports of $3.4 billion during the same period in 2009.
August 04, 2010
Retirement cash-saving ideas
Last year’s stock market declines took their toll on many Americans, but those in retirement were among the most affected. After saving diligently, most people probably believed they could now safely enjoy their post-career years, but market losses that ate into their portfolios put an end to many of those assumptions.
July 28, 2010
Need retirement plan retooling?
Where does your retirement plan stand? Although this phase in everyone’s life looms in the future, many people fail to set aside the money they will need to fund a healthy and happy retirement. Others who have saved diligently over time may have been hit hard by the stock market declines of the last couple of years, finding that their nest egg has declined sharply in value.
July 21, 2010
Tired of receiving unwanted credit card offers?
Have you received unwanted credit card offers in the mail stating that you have been “pre-approved” for credit or insurance? Ever wonder how the credit card companies get your name?
July 07, 2010
Newlyweds: Take control of finances
Marriage is an exciting time for a couple, however, once the honeymoon is over, it’s time to sit down and get serious about your finances. After walking down the aisle, the Better Business Bureau of Minnesota and North Dakota (BBB) advises newlyweds to take control of their money or risk a rocky financial future.
June 09, 2010
Minnesota business taxes rank low
The Council on State Taxation released its annual study of states’ business taxes this week. The council is a non-partisan association of 600 corporate tax attorneys that, each year, measures taxes paid as a portion of private business activity in each state to determine which states are most attractive for businesses.
May 05, 2010
Questions to ask at tax time
Tackling your tax return can be a challenging task. That’s why it’s a good idea to arrive at your tax return preparation appointment ready with questions that will help clarify the issues that concern you most. The Minnesota Society of CPAs (MNCPA) offers these tips on what to ask your tax preparer at tax time.
March 24, 2010
Beware of employment scams
In the troubled economy, thousands of Minnesotans are without work. The State faces some of the worst unemployment figures in decades. Other people report that their hours have been cut back, or they have received cuts in pay or benefits that have made it even harder to pay for the rising costs of health care, housing, and other living expenses.
March 17, 2010
Chamber to host economic development summit
The Detroit Lakes Regional Chamber of Commerce will be hosting its Third Annual Economic Development Summit Tuesday, March 30. This year, the chamber has teamed with local sponsors and communities to bring nationally renowned keynote speaker, Cinda Baxter to Detroit Lakes.
March 10, 2010
Getting organized at tax time
During the last month, many taxpayers probably received a flurry of important tax-related documents in the mail. They serve as a reminder that the deadline for submitting tax returns is looming ahead on April 15. Do you have everything you need? Getting tax returns done can be stressful, but the Minnesota Society of CPAs offers this advice on what can be done to better ensure that returns are completed on time and accurately. They also offer tips on ways to plan ahead to take some of the stress out of tax time next year.
March 10, 2010
State auditor releases 2008 TIF report
State Auditor Rebecca Otto released the 2008 Tax Increment Financing (TIF) Legislative Report. Tax increment financing is a tool created by the Minnesota Legislature to promote economic development, redevelopment and housing development in areas where it would not otherwise occur.
February 24, 2010
Ogema woman takes promotion
Lois Ballard of Ogema was elevated to President of the Auxiliary for the Minnesota Association of Farm Mutual Insurance Companies (MAFMIC) at the recent 115th annual convention held in Bloomington.
February 24, 2010
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