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Cease, Desist Order permanent on former DL insurance agent

North Dakota Insurance Commissioner Adam Hamm’s Dec. 26, 2013, cease and desist order against Frederick Paul Skoda, formerly of Fargo, now of Detroit Lakes, has been made permanent by an Administrative Law Judge.

The order bars Skoda from engaging in the business of insurance directly or indirectly.

The order was served on Skoda for committing insurance fraud by filing multiple applications for insurance policies for individuals that never wanted the insurance. It also states Skoda forged policyholder signatures to documents and provided inaccurate information to his employer to manipulate premium payments. Skoda benefitted financially from these actions.

“The Insurance Department takes swift action when we have reason to believe an agent is not trustworthy,” Hamm said. “Anyone that has done business with Mr. Skoda and has questions or concerns is encouraged to contact the Department at 1-800-247-0560 immediately.”

The Administrative Law Judge rendered a decision after Skoda requested a hearing on the cease and desist order. The hearing was held on Feb. 19. Because Skoda also held a Minnesota non-resident agent license, the North Dakota Insurance Department has worked closely with the Minnesota Department of Commerce on this case.