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Detroit Lakes Online
Rare second set of triplets a surprise for ND rancher
West Nile Virus confirmed in Sibley County horse
Minnesota Dairy Industry Crowns 63 Princess Kay of the Milky Way
A 'peace' of Africa
City Council holds special meeting
Nuggets aim to get back to dominance
Indians mainstays of the state tournament
Relatable catch on Pickerel Lake
Frazee building off late season momentum
Laker girls shutout Alex in home opener
Park Rapids dancer trains with renowned Rockettes
Miss Wolf Lake Pageant is Aug. 26
Friends & Neighbors
'Brew boys' bring new flavor
State gains 11,300 jobs in July
Bell Bank hires Amundson, promotes Erickson
Waubun Insurance Agency purchased
The Inn at Dunvilla opens
Time to head back to school with your friends at the library
HSO to celebrate 40 years
It's party time!
Jennifer Lawrence is ranked world's highest paid-actress for second year
Man of 1,000 voices
Lorraine Elizabeth Windels
Jerrold "Jerry" Joseph McDonald
John Patrick "Pat" Sargent
Roger W. Gottenborg
The truth about Muslims in MN
Docs not selling out for sandwhiches
Give credit to Dayton, Tina Smith, for tour of all 87 counties in Minnesota
Read more, watch less TV: Follow these steps and become an informed voter
All MN students now taking ACTs
Master Gardening Training
'Wise as an old crow' is a true thing
Look close: Don't shoot radio-collared bears
Sad news--more zebra mussels
Electronics now a key part of fishing
Grondahl says goodbye
September --EMDASH-- Now is the time to...
'Coffee with the Council' set Saturday in DL
DL Jaycees fire up for 2nd annual Rib Fest
Wething celebrates 88 years
Pine to Palm
July 1, 2016
'Voice of the Lakers' signs off: After 40-plus years in broadcasting, Lia retires from KDLM Radio
For as long as most people living in the lakes area can remember, Andy Lia has been the “Voice of the Lakers,” calling just about every Detroit...
July 1, 2016 - 6:33pm
June 15, 2016
Social Security: 2015 federal legislation changed ways in which benefits can be paid
Q: Can I restrict my Social Security application to apply only for spouse’s benefits and delay filing for my own retirement benefit to earn delayed retirement credits? A: Depending on your birthdate, this is possible. Parts of the Bipartisan Budget Act of 2015 legislation, enacted...
June 15, 2016 - 5:00am
June 8, 2016
Full retirement age for Social Security varies based on year of birth
Q: Is age 65 still important for Social Security retirement? A: While age 65 is important as the starting age for Medicare, it has no special meaning for Social Security retirement anymore. Until the Social Security Amendments of 1983, retirement benefits for all birth years were...
June 8, 2016 - 5:05am
May 4, 2016
You can apply for Social Security disability, retirement at same time
Q: Nearly age 64, I just stopped work because of a severe accident. Is it better to apply for Social Security disability or retirement? A: You can apply for either one or both at the same time. You chose what to do. Social Security disability depends on more than your immediate medical...
May 4, 2016 - 5:05am
April 13, 2016
Marriage does not impact individual maximum benefits
Q: Is there a limit to the amount of Social Security benefits payable to a couple? A: There is no marriage penalty, limit or other reduction when each member of a couple receives Social Security retirement based on their individual work records. Here, amounts payable to each member...
April 13, 2016 - 5:00am
April 7, 2016
Changing jobs: Should you leave 401(k) money behind?
With the average American spending only 4.6 years at any given job, it’s never been more important to have a plan for any retirement funds you’ve accrued at any employer. A big problem that began during the 2008 recession but continues today involves loans, hardship withdrawals...
April 7, 2016 - 5:20am
March 23, 2016
Retirement benefits won’t be reduced by spouse’s earnings
Q: My husband is starting Social Security retirement soon. I am younger, not retiring and will continue working. Will my earnings reduce his benefits? A: Your earnings will not reduce your husband’s Social Security retirement because those benefits are based on his own work record...
March 23, 2016 - 5:00am
March 9, 2016
Earnings limitation applies only if under full retirement age
Q: I retired in 2015 but expect employment income in 2016 from work completed before I retired. Will this lower my 2016 Social Security benefits? A: For people younger than full retirement age (FRA), the Social Security annual earnings test, also called the retirement test, concerns...
March 9, 2016 - 5:00am
February 10, 2016
Delaying your retirement can increase benefits
Q: I started Social Security retirement at age 66 and received monthly benefits since. Now that I am 70, do I get delayed retirement credits? A: You do not. People can start Social Security retirement at age 62 or wait to a later age. Full retirement age (FRA), also called normal...
February 10, 2016 - 5:05am
January 8, 2016
AARP says MN best place to retire
According to AARP, Minnesota is the best place in the United States to retire. Clearly they weren’t taking weather and temperatures into consideration. What they were taking into account though were housing, health care and services for our older residents. So according to AARP’s...
January 8, 2016 - 5:20am
December 9, 2015
Annual earnings test for benefits no longer applies after age 66
Q: I worked more than expected and earned over my 2015 earnings limit. Now what? A: Earnings limit amounts for people receiving Social Security retirement or survivors benefits is in the SSA Retirement Planner at www.ssa.gov/planners/retire. Amounts for 2016 are the same as 2015....
December 9, 2015 - 5:00am
November 25, 2015
Retiring early or late results in about the same benefits overall
Q: How much is my Social Security retirement reduced if I start early? A: This depends on how many months younger than full retirement age (FRA) you are when starting benefits. Starting when younger than FRA is early retirement. Starting when older than FRA is delayed retirement....
November 25, 2015 - 5:00am
November 11, 2015
Earnings limits for SSA benefits won’t change in 2016
Q: Will the amount I can earn before my Social Security retirement is reduced change in 2016? A: The 2016 amounts will be the same as for 2015. They are not changing. The annual retirement earnings test concerns how your own employment in a year affects your Social Security...
November 11, 2015 - 5:10am
October 15, 2015
Forget to save for retirement?
Will you have enough to live on during your golden years? Roughly one-quarter of Americans are not sure they will have sufficient funds for a comfortable retirement, according to an Employee Benefit Research Institute survey, and only 18% are very confident they will. Many people...
October 15, 2015 - 5:30am
September 16, 2015
You can file for Social Security retirement, other benefits online
Q: I am ready to file for Social Security retirement. What do I need to know? A: Being ready to file for retirement should include that you have estimated your benefit amount using Retirement Planner tools in the SSA Retirement Benefits section at www.socialsecurity.gov/retire,...
September 16, 2015 - 5:05am