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Detroit Lakes Online
'Radio saved my life'
Heroes...for more than one day: United Way honors community's best and brightest lights at Celebration of Heroes
Girl identified who died in apparent drowning in central Minnesota
From an A to 'Incomplete': How N.D., Minn. political leaders grade Trump's first 100 days
Where to go from here?: School board work session yields ideas, more work
Tags: Detroit Lakes
Lakers pick up big section sweep at home
Lakers fall to defending section champs
Haire impresses at UMC spring game
Smith selected to NCAA Regionals
Lakers move up to No. 8 in Class AAA
Column: The American Revolution's big winners, big losers
Turning back the pages
She gave 'er a good run...: Firehose used to fight 1914 fire finds new home at Becker County Museum
It's National Stress Awareness Month: Take some time to unwind
LCRC, Kinship adopt a highway: 'Kick Off Cleanup' held on Earth Day
Friends & Neighbors
Perham's Papacito's permeates Detroit Lakes
'It was time to pass the baton': Dean's Country Market in Perham, NY Mills sold to Central Market owners
MN gas prices down since last week
SJE-Rhombus receives chapter 2017 ESOP Company of the Year award
‘It was time to pass the baton’: Dean’s Country Market in Perham, NY Mills sold to Central Market owners
Top Hat Theatre to welcome North Dakota singer Kat Perkins May 13
Styx to take stage at Shooting Star May 5
Rosanne Cash coming to Holmes Theatre May 5
Canine lovers, take note: National Puppy Day is almost here
A night dressed in neon: Holmes Theatre's Motion fundraiser to feature Post Traumatic Funk Syndrome
Janice L. Herman
Neil Daniel "Peel" Englund
Edward DaWaine Sawyer
Letter: Trump's extra security costs: Maybe he's worth it?
Letter: Where do our federal tax dollars go?
Lynn Hummel column: The spirit of Johnny Appleseed
Paula Quam column: A humble hello, a heavy-hearted goodbye
Letter: War with North Korea would be a big mistake
Column: Whistling past the graveyard--wood ducks make big comeback
Brad Laabs column: Enjoy hunting panfish until 'fishing opener' May 12
Brad Laabs column: Ice is gone, get ready to launch your boat
Outdoors column: Wild turkeys are a Minnesota success story
Blane Klemek column: Little bird that could: the northern saw-whet owl
Consume those leafy greens for a healthy body
You've gotta have faith: Christian filmmakers start up business, teaching academy in rural Audubon
My Christmas in Denmark: Different traditions, same feel
Late arrival for New Year's baby: First birth of 2017 at Essentia Health-St. Mary's is Azyloh Roberts
DLHS named 'Safe Sports School'
Pine to Palm
February 25, 2017
America Saves Week: Set a goal, make a plan, and save automatically
Saving for the future is a vital part of ensuring a secure retirement. American Savings Education Council and America Saves coordinate the annual America Saves Week. Started in 2007, the week is an annual opportunity for organizations to promote good savings behavior and a chance...
February 25, 2017 - 9:00am
February 1, 2017
Answering the bell: Carsonville’s first fire chief Roger Wilson retires after 40 years
Roger Wilson didn't start the Carsonville Fire Department on his own but he is the last of about a dozen guys remaining on the active roster...
February 1, 2017 - 8:00pm
October 15, 2016
Railroad Retirement Act
I am addressing this article to all railroad workers, retirees, widows, widowers' and dependents who are covered under the Railroad Retirement Act. In 2001, on the floor of the HOuse of Representatives than Congressman Mike Pence, R-IN voted against the Railroad Retirement and Survivors...
October 15, 2016 - 10:19am
July 1, 2016
'Voice of the Lakers' signs off: After 40-plus years in broadcasting, Lia retires from KDLM Radio
For as long as most people living in the lakes area can remember, Andy Lia has been the “Voice of the Lakers,” calling just about every Detroit...
July 1, 2016 - 6:33pm
June 15, 2016
Social Security: 2015 federal legislation changed ways in which benefits can be paid
Q: Can I restrict my Social Security application to apply only for spouse’s benefits and delay filing for my own retirement benefit to earn delayed retirement credits? A: Depending on your birthdate, this is possible. Parts of the Bipartisan Budget Act of 2015 legislation, enacted...
June 15, 2016 - 5:00am
June 8, 2016
Full retirement age for Social Security varies based on year of birth
Q: Is age 65 still important for Social Security retirement? A: While age 65 is important as the starting age for Medicare, it has no special meaning for Social Security retirement anymore. Until the Social Security Amendments of 1983, retirement benefits for all birth years were...
June 8, 2016 - 5:05am
May 4, 2016
You can apply for Social Security disability, retirement at same time
Q: Nearly age 64, I just stopped work because of a severe accident. Is it better to apply for Social Security disability or retirement? A: You can apply for either one or both at the same time. You chose what to do. Social Security disability depends on more than your immediate medical...
May 4, 2016 - 5:05am
April 13, 2016
Marriage does not impact individual maximum benefits
Q: Is there a limit to the amount of Social Security benefits payable to a couple? A: There is no marriage penalty, limit or other reduction when each member of a couple receives Social Security retirement based on their individual work records. Here, amounts payable to each member...
April 13, 2016 - 5:00am
April 7, 2016
Changing jobs: Should you leave 401(k) money behind?
With the average American spending only 4.6 years at any given job, it’s never been more important to have a plan for any retirement funds you’ve accrued at any employer. A big problem that began during the 2008 recession but continues today involves loans, hardship withdrawals...
April 7, 2016 - 5:20am
March 23, 2016
Retirement benefits won’t be reduced by spouse’s earnings
Q: My husband is starting Social Security retirement soon. I am younger, not retiring and will continue working. Will my earnings reduce his benefits? A: Your earnings will not reduce your husband’s Social Security retirement because those benefits are based on his own work record...
March 23, 2016 - 5:00am
March 9, 2016
Earnings limitation applies only if under full retirement age
Q: I retired in 2015 but expect employment income in 2016 from work completed before I retired. Will this lower my 2016 Social Security benefits? A: For people younger than full retirement age (FRA), the Social Security annual earnings test, also called the retirement test, concerns...
March 9, 2016 - 5:00am
February 10, 2016
Delaying your retirement can increase benefits
Q: I started Social Security retirement at age 66 and received monthly benefits since. Now that I am 70, do I get delayed retirement credits? A: You do not. People can start Social Security retirement at age 62 or wait to a later age. Full retirement age (FRA), also called normal...
February 10, 2016 - 5:05am
January 8, 2016
AARP says MN best place to retire
According to AARP, Minnesota is the best place in the United States to retire. Clearly they weren’t taking weather and temperatures into consideration. What they were taking into account though were housing, health care and services for our older residents. So according to AARP’s...
January 8, 2016 - 5:20am
December 9, 2015
Annual earnings test for benefits no longer applies after age 66
Q: I worked more than expected and earned over my 2015 earnings limit. Now what? A: Earnings limit amounts for people receiving Social Security retirement or survivors benefits is in the SSA Retirement Planner at www.ssa.gov/planners/retire. Amounts for 2016 are the same as 2015....
December 9, 2015 - 5:00am
November 25, 2015
Retiring early or late results in about the same benefits overall
Q: How much is my Social Security retirement reduced if I start early? A: This depends on how many months younger than full retirement age (FRA) you are when starting benefits. Starting when younger than FRA is early retirement. Starting when older than FRA is delayed retirement....
November 25, 2015 - 5:00am