Skip to main content
Detroit Lakes Online
Challenge yourself and your friends to end hunger this summer: 'Open Your Heart to the Hungry and Homeless" campaign launches in July
DL School Board approves $39 million budget for FY 2018
A recipe for success: Richville cafe owner starts 'A Little Summer Fun' to keep town alive
Collin Peterson to speak at health care forum in DL
Tags: Detroit Lakes
Thielen draws a crowd at Norseman Motors
Grunewald inspires; Ukkelberg third at USATF decathlon
State BMX Championship Series in DL July 1-2
Lamoureux campers, organizers wrapping up successful venture
Vikings' special teams spots up for grabs
What your grandchild can teach you about Social Security
Unearthing history:Minnesota couple seeks to remember the 'forgotten woman'
Column: The most significant Minnesota address in 1790
Turning back the pages
Essentia Health-St. Mary's births
Friends & Neighbors
Could you turn your hobby into a career?
Unemployment rate falls to 3.7 percent in May
BTD Manufacturing ramps up production capacity with new machines
A flavor for everyone: McKinley Nutrition serves teas, shakes in McKinley Plaza
If your old AC no longer beats the heat, it may be time for a new one
Richwood Winery to host Summer Solstice Festival on Saturday
'A kind of merry war': Shakespeare in the Park's 'Much Ado' opens Thursday at DL's City Park
Duluth benefit concert to spotlight Native American artists
It's time to party!: Oak Crossing fundraiser set for June 23 at Holy Rosary
Rock of the 70s Tour comes to Shooting Star June 23: Iconic bands to take the stage in Mahnomen for one night only
Miles W. "Pete" Peterson
Richard M. Lynch
LilyAnn Evelyn (Flermoen) Roed
James Ray Peach
Letter: New health law must cover pre-existing conditions
Eleven little mallards, swimming in a row
Who is the source of this hateful political climate?
Guest Editorial: Avoid trouble at your door
McFeely: Star Lake Casino project hits a possible snag
Blane Klemek column: Discovering the scarlet tanager
Column: Fishing and finances
Blane Klemek column: Cuckoos feast on forest tent caterpillars
Warm water fishing is here, time to adjust
Blane Klemek column: Saying goodbye to an old friend
Consume those leafy greens for a healthy body
You've gotta have faith: Christian filmmakers start up business, teaching academy in rural Audubon
My Christmas in Denmark: Different traditions, same feel
Late arrival for New Year's baby: First birth of 2017 at Essentia Health-St. Mary's is Azyloh Roberts
DLHS named 'Safe Sports School'
Pine to Palm
November 25, 2015
Retiring early or late results in about the same benefits overall
Q: How much is my Social Security retirement reduced if I start early? A: This depends on how many months younger than full retirement age (FRA) you are when starting benefits. Starting when younger than FRA is early retirement. Starting when older than FRA is delayed retirement....
November 25, 2015 - 5:00am
November 11, 2015
Earnings limits for SSA benefits won’t change in 2016
Q: Will the amount I can earn before my Social Security retirement is reduced change in 2016? A: The 2016 amounts will be the same as for 2015. They are not changing. The annual retirement earnings test concerns how your own employment in a year affects your Social Security...
November 11, 2015 - 5:10am
October 15, 2015
Forget to save for retirement?
Will you have enough to live on during your golden years? Roughly one-quarter of Americans are not sure they will have sufficient funds for a comfortable retirement, according to an Employee Benefit Research Institute survey, and only 18% are very confident they will. Many people...
October 15, 2015 - 5:30am
September 16, 2015
You can file for Social Security retirement, other benefits online
Q: I am ready to file for Social Security retirement. What do I need to know? A: Being ready to file for retirement should include that you have estimated your benefit amount using Retirement Planner tools in the SSA Retirement Benefits section at www.socialsecurity.gov/retire,...
September 16, 2015 - 5:05am
September 3, 2015
Juggling kid costs and retirement
It costs parents an average of $245,340 to raise a child from birth to age 18. That figure from the U.S. Agriculture Department is just one reason why prospective parents are advised to consider parallel financial planning for child-based expenses and retirement. The key is...
September 3, 2015 - 5:30am
September 2, 2015
SSA earnings limits end the month you reach full retirement age, 62
Q: If I retire in September at age 63, and have earned over $17,000 so far this year, can I still start Social Security this year? A: Yes, a person can receive Social Security when they retire even if having high earnings up to retirement.Annual earnings limits vary based on your...
September 2, 2015 - 5:05am
August 12, 2015
You can get both survivor, retirement benefits, just not at the same time
Q: Does starting Social Security as a widow prevent me from receiving my own retirement? A: No. If eligible for SSA survivors benefits as widow or widower and also for your own retirement, you can start the smaller one first and switch to the higher later on. Based on age, survivors...
August 12, 2015 - 5:10am
July 15, 2015
Military pensions not usually considered for computing SSA benefits
Q: Will military retirement reduce my Social Security amount? A: It will not, as explained below but the question brings up a topic not mentioned for a while, the Windfall Elimination Provision (WEP). Pensions are not usually considered when computing your Social Security benefit...
July 15, 2015 - 5:05am
July 8, 2015
Numbers for Medicare claims are based on Social Security record
Q: Do Social Security retirement amounts change based on what state you live in? A: No. Your retirement amount is based on your personal work history over many years and your age when starting benefits, not on where you live. It will not change if you move to a different state. Your...
July 8, 2015 - 5:00am
July 1, 2015
Numbers for Medicare claims are based on Social Security record
Q: My Medicare claim number is based on my Social Security number (SSN) and through my own Social Security retirement. If I eventually receive benefits through my husband’s Social Security record, will my Medicare claim number change to show his SSN? A: No. Even if you start...
July 1, 2015 - 5:10am
June 17, 2015
Early retirement can reduce your Social Security benefits
Q: If I retire at age 58, will the loss of earnings hurt my Social Security retirement at age 62? A: An early retirement will probably reduce the amount of your future Social Security because a person’s highest earning years are usually near retirement. Your Social Security...
June 17, 2015 - 5:00am
May 27, 2015
Spouses of Social Security beneficiaries can apply for Medicare at age 65
Q: I receive Social Security retirement. My wife is approaching the Medicare age of 65, has not worked enough to receive her own SSA retirement and does not want to start receiving monthly benefits as a spouse through my record yet. Can she get Medicare through my work record...
May 27, 2015 - 5:00am
April 29, 2015
Social Security benefit amount for disabled is the same after retiring
Q: At age 53, I was found eligible for Social Security disability benefits. What effect will this have on my real Social Security at retirement age? A: First, Social Security disability benefits are real Social Security, just another part of the program. The three parts of Social...
April 29, 2015 - 5:10am
April 27, 2015
Mary Lee is calling it quits after 35 years selling parts!
Mary Lee is calling it quits after 35 years selling parts! Join us Friday, May 1st from 1– 4pm at NAPA Detroit Lakes to say goodbye and...
April 27, 2015 - 5:05am
April 22, 2015
Benefit reduction for early retirement is based on age
Q: What percentage of monthly reduction will you take if starting Social Security retirement before full retirement age (FRA)? A: This depends on how much younger you are than FRA, also called normal retirement age on the Social Security website, www.socialsecurity.gov. Starting...
April 22, 2015 - 5:05am