Skip to main content
Detroit Lakes Online
Severe T-storm Watch for Late Tonight
Speeding leads to drug charge
Baby born on way to hospital
Crime & Accident Report
Minneapolis police step up security for gay pride festivities
Smith, Heck renew rivalry at PGA Juniors in Chaska
Laettner Camp a success on many age levels
Golf Celebration at Lakeview July 1-3
Angels defeat Lakers 4-1
Wild tour stops in DL
Nevis native takes unexpected trip abroad
How to avoid the dreaded long TSA lines
Sauce gives a sweet finish to your grilled favorites
Social Security benefits are calculated the same way for men, women
Wirth graduates at military academy
Friends & Neighbors
Local co-op hosts membership picnic
Litte Caesars looking for franchisee
Average MN gas prices dropped 5 cents last week
Avoiding estate mistakes
Award for Minnesota Management and Budget
DCC’s Lakeview to host golf festivities in honor of centennial
The joys of curling and other Olympic pursuits
NLOC’s ‘Annie Get Your Gun’ opens July 28
Movie magic – in your own backyard
Vikingland Band Festival to feature big parade
Petronilla "Patty" Wander
Alice Lenora Gross
Lester R. (Butch) Mosher
Carol M. Linden
Delores Arlene Crane
10 tips for protecting our water
It should be easy to vote, hard to cheat
Classified 911 report ‘very disturbing,’ should be released to the public
MN gains primaries, keeps caucuses
North used to be thata way
Frazee woman nabs record sturgeon
How to hook, use leeches and crawlers
These two birds are way easier to hear than see
Fine fishing so far in MN
Northwest MN Fishing Report
June Summer Scene
Biking becoming bigger with area trails
Get out and golf
Find ‘refuge’ from hectic life at wildlife sanctuary
What is your top food pick from the Minnesota State Fair?
September 2, 2015
SSA earnings limits end the month you reach full retirement age, 62
Q: If I retire in September at age 63, and have earned over $17,000 so far this year, can I still start Social Security this year? A: Yes, a person can receive Social Security when they retire even if having high earnings up to retirement.Annual earnings limits vary based on your...
September 2, 2015 - 5:05am
August 12, 2015
You can get both survivor, retirement benefits, just not at the same time
Q: Does starting Social Security as a widow prevent me from receiving my own retirement? A: No. If eligible for SSA survivors benefits as widow or widower and also for your own retirement, you can start the smaller one first and switch to the higher later on. Based on age, survivors...
August 12, 2015 - 5:10am
July 15, 2015
Military pensions not usually considered for computing SSA benefits
Q: Will military retirement reduce my Social Security amount? A: It will not, as explained below but the question brings up a topic not mentioned for a while, the Windfall Elimination Provision (WEP). Pensions are not usually considered when computing your Social Security benefit...
July 15, 2015 - 5:05am
July 8, 2015
Numbers for Medicare claims are based on Social Security record
Q: Do Social Security retirement amounts change based on what state you live in? A: No. Your retirement amount is based on your personal work history over many years and your age when starting benefits, not on where you live. It will not change if you move to a different state. Your...
July 8, 2015 - 5:00am
July 1, 2015
Numbers for Medicare claims are based on Social Security record
Q: My Medicare claim number is based on my Social Security number (SSN) and through my own Social Security retirement. If I eventually receive benefits through my husband’s Social Security record, will my Medicare claim number change to show his SSN? A: No. Even if you start...
July 1, 2015 - 5:10am
June 17, 2015
Early retirement can reduce your Social Security benefits
Q: If I retire at age 58, will the loss of earnings hurt my Social Security retirement at age 62? A: An early retirement will probably reduce the amount of your future Social Security because a person’s highest earning years are usually near retirement. Your Social Security...
June 17, 2015 - 5:00am
May 27, 2015
Spouses of Social Security beneficiaries can apply for Medicare at age 65
Q: I receive Social Security retirement. My wife is approaching the Medicare age of 65, has not worked enough to receive her own SSA retirement and does not want to start receiving monthly benefits as a spouse through my record yet. Can she get Medicare through my work record...
May 27, 2015 - 5:00am
April 29, 2015
Social Security benefit amount for disabled is the same after retiring
Q: At age 53, I was found eligible for Social Security disability benefits. What effect will this have on my real Social Security at retirement age? A: First, Social Security disability benefits are real Social Security, just another part of the program. The three parts of Social...
April 29, 2015 - 5:10am
April 27, 2015
Mary Lee is calling it quits after 35 years selling parts!
Mary Lee is calling it quits after 35 years selling parts! Join us Friday, May 1st from 1– 4pm at NAPA Detroit Lakes to say goodbye and...
Life / celebrations
April 27, 2015 - 5:05am
April 22, 2015
Benefit reduction for early retirement is based on age
Q: What percentage of monthly reduction will you take if starting Social Security retirement before full retirement age (FRA)? A: This depends on how much younger you are than FRA, also called normal retirement age on the Social Security website, www.socialsecurity.gov. Starting...
April 22, 2015 - 5:05am
April 8, 2015
Retirees must be 62 for entire month to get that month’s benefits
Q: I was told that if you retire at 62, you have to be 62 plus one month of age before you are eligible to collect Social Security retirement. Is this true? A: A more accurate way of stating this is that a person must be at least age 62 through the entire month to receive benefits...
April 8, 2015 - 5:00am
April 1, 2015
No limit to amount of SSA benefits a couple can receive
Q: Is there a limit to the amount of Social Security benefits payable to a couple? A: No, but this is a popular myth. There is no marriage penalty, limit or other reduction when each member of a couple is eligible for their own SSA retirement. Amounts to each member of the couple...
April 1, 2015 - 5:05am
March 25, 2015
Earnings limits apply to widow’s benefits
Q: Do Social Security earnings test limits apply just to retirement? Do they apply if receiving widow’s benefits? A: Yes, earnings limits apply for a person receiving survivor benefits if he or she is younger than full retirement age (FRA). Annual earnings test limits apply...
March 25, 2015 - 5:00am
March 19, 2015
‘Taxing’ issues in retirement
Individuals today have much greater responsibility in funding their retirement plans — a responsibility that can become overwhelming as the life expectancy continues to climb. Social Security’s future and an uncertain tax environment make planning difficult, and the Minnesota...
Business / money management
March 19, 2015 - 5:55am
March 18, 2015
SSA benefits partially based on when you start receiving them
Q: Do you get full Social Security benefits if you retire early but do not actually start SSA retirement benefits for several years until reaching full retirement age (FRA)? I was born in 1965 so my retirement FRA will be 67, but I have no intention of working that long and plan on...
March 18, 2015 - 5:15am