Loan No. XXX5679 NOTICE OF MORTGAGE FORE

Published December 29, 2021 at 3:01 AM

Loan No. XXX5679
NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: OCTOBER 10, 2014
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00
MORTGAGOR(S): ZACHARY LAMPPA AKA ZACH ISAAC LAMPPA AND MISTY M. LAMPPA AKA MISTY MAE LAMPPA, HUSBAND AND WIFE
MORTGAGEE: MIDWEST BANK
DATE AND PLACE OF RECORDING: OCTOBER 20, 2014 OFFICE OF THE BECKER COUNTY REGISTRAR OF TITLES, MINNESOTA
DOCUMENT NUMBER: 009570
LEGAL DESCRIPTION:
That part of Lot 3, Block One (1) of HIDDEN TIMBERS, said plat is on file and of record in the Office of the Recorder in Becker County, Minnesota, described as follows:
Beginning at a found iron monument which designates the most northerly corner of said Lot 3; thence South 57 degrees 00 minutes 00 seconds West 65.00 feet on an assumed bearing along the northwesterly line of said Lot 3; thence South 63 degrees 21 minutes 27 seconds East 7.34 feet to an iron monument; thence continuing South 63 degrees 21 minutes 27 seconds East 79.52 feet to an iron monument; thence North 55 degrees 21 minutes 42 seconds East 21.11 feet to an iron monument on the northeasterly line of said Lot 3, thence North 33 degrees 00 minutes 00 seconds West 74.35 feet along the northeasterly line of said Lot 3 to the point of beginning.
AND
All of Lot 4 and that part of Lot 5, Block One (1) of HIDDEN TIMBERS, said plat is on file and of record in the Office of the Recorder in Becker County, Minnesota, all described as follows:
Beginning at an iron monument which designates the most westerly corner of said Lot 4; thence South 33 degrees 00 minutes 00 seconds East 238.93 feet on an assumed bearing along the southwesterly line of said Lot 4 to an iron monument at the most southerly corner of said Lot 4; thence North 76 degrees 25 minutes 22 seconds East 106.03 feet along the southerly line of said Lot 4 to an iron monument at the most southerly corner of said Lot 5; thence North 22 degrees 19 minutes 10 seconds East 121.60 feet to an iron monument at the most westerly corner of Lot 9 of said Block One; thence North 33 degrees 00 minutes 00 seconds West 205.00 feet along the northeasterly line of said Lot 5 to an iron monument at the most northerly corner of said Lot 5; thence South 57 degrees 00 minutes 00 seconds West 200.00 feet along the southwesterly line of said Lot 5 and along the northwesterly line of said Lot 4 to the point of beginning.
AND
Lots Six (6) and Seven (7), Block One (1) of HIDDEN TIMBERS, according to the certified plat thereof on file and of record in the Office of the County Recorder in and for Becker County, Minnesota.
together with all hereditaments and appurtenances belonging thereto, subject to the following exceptions: Covenants, Easements and Restrictions of Record, if any.
Check here if all or part of the described real property is Registered (Torrens) x
COUNTY IN WHICH PROPERTY LOCATED: BECKER
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,952.07
THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute;
THAT no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: FEBRUARY 10, 2022 1:00 P.M.
PLACE OF SALE: BECKER COUNTY SHERIFF’S OFFICE LOBBY 925 LAKE AVE
DETROIT LAKES MN 56501
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney’s fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 or the time for redemption is not reduced by judicial order, is 11:59 p.m. on August 10, 2022. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
AT THE TIME OF THE COMMENCEMENT OF SAID MORTGAGE FORECLOSURE PROCEEDINGS, SAID LANDS WERE NOT AGRICULTURAL LANDS AS DEFINED BY THE MINNESOTA OMNIBUS FARM ACT, LAWS OF 1986, CHAPTER 398.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS IS AN ATTEMPT TO COLLECT A DEBT. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Mortgagors released from financial obligations on mortgage: None.
Pursuant to Minn. Stat. §580.025, the party foreclosing the Mortgage provides the following information, to the best of its knowledge:
(1)Physical Street Address, City and Zip Code of Mortgaged Premises: 12926 Timber Lane Detroit Lakes MN 56501
(2)Transaction Agent, Residential Mortgage Servicer, Lender or Broker: Midwest Bank
(3)Tax Parcel Identification Number of Mortgaged Premises: 19.1386.704 19.1386.706
(4)Transaction Agent’s Mortgage Identification Number, If Stated On Mortgage: XXX5679
(5)Name of Mortgage Originator, If Stated on Mortgage: Midwest Bank
Dated: December 10, 2021
MIDWEST BANK
By /s/ Scott T. Johnston
Scott T. Johnston
Attorney Reg. No. 52334
Attorney for Mortgagee
THIS INSTRUMENT WAS DRAFTED BY:
JOHNSTON LAW OFFICE, P.A.
SCOTT T. JOHNSTON, ATTORNEY AT LAW
Easton Place, 510 22nd Avenue East #101
PO Box 1218
Alexandria MN 56308-1218
320-762-8814
Our File No. 19-259STJ
(Dec. 29, 2021; Jan. 5, 12, 19 & 26; Feb. 2, 2022) 14658