NOTICE OF MORTGAGE FORECLOSURE SALE THE

Published May 25, 2022 at 1:35 AM

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2020 MORTGAGOR: Joan Marie Sabalza, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Cardinal Financial Company, Limited Partnership its successors and assigns. DATE AND PLACE OF RECORDING: Recorded September 24, 2020 Becker County Recorder, Document No. 672102. ASSIGNMENTS OF MORTGAGE: Assigned to: Cardinal Financial Company, Limited Partnership. Dated March 2, 2022 Recorded March 9, 2022, as Document No. 687972. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000922-1400720924-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cardinal Financial Company, Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Cardinal Financial Company, Limited Partnership MORTGAGED PROPERTY ADDRESS: 21159 Dovre Rd, Detroit Lakes, MN 56501 TAX PARCEL I.D. #: 080021000 LEGAL DESCRIPTION OF PROPERTY: That part of Government lot Seven, Section Two, Township One Hundred Thirty-nine North of Range Forty-one West of the Fifth Principal Meridian In Becker County, Minnesota, described as follows: Commencing at the Southeast corner of said Government lot Seven; thence North 92.50 feet on an assumed bearing along the East line of said Government Lot Seven; thence East 235.00 feet; thence North 56”15’ West 585.00 feet; thence North 72”11’ West 438.00 feet to an iron monument; thence North 17”27 west 705.00 feet to an iron monument, which designates the point of beginning; thence continuing North 17”27’ West 82.27 feet to an iron monument; thence South 89”23’ West 322.00 feet to an iron monument; thence continuing South 89”23’ West 27 feet, more or less, to the water’s edge of Floyd Lake; thence southeasterly along the water’s edge of said Floyd Lake to the intersection with a line which bears South 85”55’ West from the point of beginning; thence North 85”55’ East 30 feet, more or less, to an iron monument; thence continuing North 85”55’ East 266.62 feet to the point of beginning. AND A tract of land In Government lot Seven, Section Two, Township One Hundred Thirty-nine North of Range Forty-one West of the Fifth Principal Meridian In Becker County, Minnesota, described as follows: Beginning at a point located as fellows: Commencing at the South Quarter Corner of said Section Two; thence proceeding by the following courses and distances viz: North 92.50 feet in the east line of said Government Lot Seven; East 235.00 feet; North 56”15’ West 585.0 feet; North 72”11’ West 438.0 feet; and North 17”27’ West 625.0 feet to the said point of beginning; thence running by the following courses and distances, vlz: South 81”49’ West 216.78 feet to an iron slake on the shoreline of Floyd Lake; North 40”31’ West 116.0 feet along the shoreline of said Lake to an iron stake, North 85”55’ East 266.62 feet to an iron stake; and South 17”27’ East 80.0 feet to the point of beginning and there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Becker ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $390,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $392,713.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2022 at 1:00 PM PLACE OF SALE: Becker County Sheriff’s Office Lobby, 925 Lake Ave, Detroit Lakes, MN 56501 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 17, 2022, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: March 11, 2022 Cardinal Financial Company, Limited Partnership Mortgagee/Assignee of Mortgagee LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9 - 22-001387 FC IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 28, 2022, at 1:00 PM at the Becker County Sheriff’s Office Lobby, 925 Lake Ave, Detroit Lakes, MN 56501, in said county and state. Dated: May 19, 2022 Cardinal Financial Company, Limited Partnership Mortgagee/Assignee of Mortgagee LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-22-001387 IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. (May 25, 2022) 66687