Q: My tax person needs my children's Social Security numbers (SSN) but I have misplaced their cards. Can I get replacement cards? Can I do this online?
A: Are you sure card replacement is really needed? You likely have their SSN's at home on last year's tax return, financial, medical or school records. While you can go online for the application and instructions at www.socialsecurity.gov/ssnumber , Social Security cards cannot be replaced online because evidence must be provided in person or by mail.
Individuals are limited to three SSN replacement cards in a year and ten during a lifetime other than for specified reasons such as a legal name change. If you do replace your children's SSN cards, keep them in a secure place. Replacement SSN cards are mailed centrally. Allow about two weeks for receipt once the application and all required evidence are received. There is no charge for obtaining or replacing a SSN card.
Q: Do benefits end if a person getting Social Security widow's benefits remarries?
A: Usually if you remarry before age 60, or age 50 if receiving as a disabled widow or widower, you cannot receive benefits on your deceased spouse's record as long as that marriage remains in effect. If you remarry after you reach age 60, or at age 50 if disabled, you will continue to qualify for benefits on your deceased spouse's Social Security record. Contact Social Security about your specific situation prior to getting remarried. Learn about SSA survivors benefits at www.socialsecurity.gov/pgm/survivors.htm .
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Q: I reach age 65 during 2011. Will Social Security send me Medicare information or do I need to investigate my options on my own? Where can I find Medicare information?
A: If you receive monthly Social Security benefits, a Medicare card is automatically sent before your birthday. If not receiving benefits, you must contact Social Security to enroll in Medicare. Medicare Part A (Hospital) and Part B (Medical) comprise traditional Medicare, providing the same coverage for everyone. You definitely want Part A. You might not yet need Part B if you have employer based medical coverage based on either your current employment or that of your spouse.
Official Medicare information is available at www.medicare.gov or the toll-free phone number, 1-800-Medicare (1-800-633-4227), both maintained by the Department of Human Services. Detailed coverage information is in the Medicare & You booklet, mailed annually to people on Medicare plus available on the Medicare website or by calling the Medicare number.